DEBT is a Four-Letter Word - But It Need Not Be! The Car Financing Experience by Richard Gutkowski, shares the hypothetical, but realistic, evolving fiscal development of a daughter (from 16-year old teenager onward) as her Dad teaches her in depth skills in wisely taking on debt. As her abilities for wise decision-making, timely borrowing and effective repayment of debt grow, so does the maturity of their relationship. Nicole’s not so secret desire is to, one day, outsmart her Dad. I invite you to the peek in and see how close she comes to achieving that. You can drive along at your own pace and have fun! Available on Amazon. See more member books in our library.